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From first-time homebuyers to experienced investors, we have a mortgage solution for every situation. Explore our programs and find the right fit for you.
Every borrower is unique. Click on any program below to learn more about eligibility, benefits, and how to get started.
Low down payment starting at 3.5%. Flexible credit requirements make this perfect for first-time homebuyers.
Learn MoreGrants and forgivable loans from TDHCA, TSAHC, and city-specific programs to help Texas buyers cover their down payment.
Learn MoreCompetitive rates with as little as 3% down. PMI drops off at 20% equity. Great for borrowers with good credit.
Learn MoreZero down payment and no PMI for eligible veterans, active-duty service members, and surviving spouses.
Learn More100% financing with no down payment for eligible rural and suburban areas.
Learn MoreLower your rate, shorten your term, or access home equity. Including Texas-compliant cash-out refinancing.
Learn MoreSelf-employed? Qualify using 12-24 months of bank statements instead of tax returns. No W-2s needed.
Learn MorePathways to homeownership with credit scores as low as 500 or no traditional credit history at all.
Learn MoreInvestment property loans based on rental income - no personal income verification. LLC borrowers welcome.
Learn MoreFinancing for manufactured and mobile homes with FHA Title I & Title II options, land-home packages, and competitive rates.
Learn MoreThat is okay - most people are not sure when they start. Contact Crystal for a free consultation and they will match you with the perfect program for your situation.